KISS. Keep it simple, stupid. Other than borrowing money or getting a part time job, there’s just not much you can do when there’s too much month left over at the end of your money. Counting what’s not there does not help.
As much as Mac users– including yours truly– have a love hate relationship Quicken, not everyone needs a full featured money management app. Sometimes small is beautiful, and less is more. Think of the simplistic beauty in the standard checkbook and think of how that could work as a Mac app.
Enter CheckBook Pro, the Mac app that manages, well, obviously, checking accounts, and does it like a checkbook on your Mac’s screen. Checkbooks made from trees don’t balance themselves, and one screwup and you end up with more money you don’t have, or less money than you do. CheckBook Pro just makes it easier to manage a checking account.
What do you have to do to use CheckBook Pro?
To get started you’ll need a checking account, of course. And a balance. After that it’s just a matter of entering the transaction– deposit or check, select a category (useful to see where the money goes), who the check goes to, add a note, enter the amount. CheckBook manages multiple checking and savings accounts, too.
Your accounts can be reconciled instantly so you’ll always know how much money you have. It even lets you schedule repeating transactions like rent, car payment, alimony, insurance, child support, school loans, and repayments to your neighborhood loan shark.
If you’ve used Quicken before and still have files CheckBook can import QFX, OFX, QIF and even CSV files or data from Quicken Essentials for the Mac, even from the Checkbook basic version. The Pro version with a few more features.
Here’s the only gripe I have with CheckBook Pro and it’s a big one. It’s the 21st century and we’ve all gone mobile and CheckBook for the Mac is so good that it just screams to have an iPhone version that syncs the accounts with the Mac version.
If that doesn’t bother you then you’ll find there’s no easier, simpler way to manage checking and savings accounts on a Mac. Simple is better. Less is more.